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AMFI-REGISTERED MUTUAL FUND DISTRIBUTOR

A plan you can seeall the way through.

Goal-based mutual fund guidance for families and institutions in Chennai and across India. You will always know what you hold, why you hold it, and what it is working towards.

K P VENKATARAMAKRISHNAN
Mutual Fund Distributor

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Secure & Confidential
0+
Years Overall Experience

Corporate Finance, Broking & Mutual Funds

₹0+ Cr
Corpus Managed (AUM)

Fiduciary Wealth & Strategic Allocations

0+
HNI Families & Clients

Generational Trust & Disciplined Portfolios

0+
Years of Viruksham

Independent Fiduciary Wealth Practice

K P VENKATARAMAKRISHNAN - Founder & Wealth Creator
35+ Years
Financial Expertise
About K P VENKATARAMAKRISHNAN

Wealth Creator, Ayurvedic Enthusiast & Institutional Veteran

A Commerce graduate with 35 years of rich experience across corporate finance, stock broking, and mutual funds. He spent 7 years with Sundaram Finance Group as Head – Institutional Sales for Sundaram Mutual Fund in Chennai, spearheading key institutional relationships.

In May 2017, he founded Viruksham Financial Services, which evolved into Viruksham Finmart Private Limited on April 23, 2026. Today, he stewards over ₹500 Crores in corpus for 200+ discerning HNI/MNI families and corporate clients.

Beyond finance, he has served as Treasurer of Vaishnavi Welfare and Charitable Trust for over 10 years, actively supporting children's nutrition through daily Ayurvedic ‘Ashwagandhadhi’ milk programs. He is also passionate about Drawing, Photography, and Cooking.

“Risk comes from not knowing what you're doing. The best plan is the one you can comfortably stick with for decades.”

— K P VENKATARAMAKRISHNAN

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OUR PROCESS

How We Work With You

A structured, four-step process that turns your financial aspirations into tangible outcomes.

01

Complete Assessment

Thorough understanding of your financial goals, risk profile, and investment timeline.

02

Strategic Planning

Bespoke investment strategy crafted by our experienced investment services team.

03

Implementation

Direct execution across carefully selected investment instruments and accounts.

04

Review & Optimise

Regular portfolio reviews and dynamic rebalancing to keep you strictly on track.

New to investing? Start here

Every investor needs a one-time KYC before their first mutual fund purchase. It takes a few minutes, and once it is done it is valid across every fund house in India.

INVESTOR ROADMAP

Your mutual fund journey

A structured, 7-step roadmap from initial onboarding to disciplined wealth compounding.

1

KYC and onboarding

PAN, Aadhaar, bank mandate

2

Goals and risk profile

Know your investor

3

Asset allocation

Equity, debt, gold mix

4

Fund selection

Schemes matched to goals

5

Start investing

SIP or lump sum

6

Monitor and review

Periodic performance check

7

Rebalance, reach goals

Stay on track

Plan and set up (1-3)
Invest and grow (4-7)
Investor Stories & Reviews

Testimonials

Real feedback from 10+ verified investors who partner with Viruksham for disciplined wealth creation, transparent advisory, and lifelong peace of mind.

★★★★★
Goal-Based Wealth Planning

“Viruksham streamlined my scattered mutual fund portfolio into dedicated goal-based SIPs. In just 4 years of disciplined investing, my children's higher education corpus is solidly on track. The periodic rebalancing guidance is truly unmatched.”

SN

Senthil Nathan K.

Principal Software Architect, Chennai

✓ Verified Investor (6+ Yrs)
★★★★★
Tax Saving & Transparency

“As a finance professional myself, I appreciate their total transparency and research rigor. Zero hidden commissions, no biased push for products. Their tax-harvesting and asset allocation strategy saved me significant capital gains tax.”

PR

Priya Ramaswamy

Chartered Accountant, Coimbatore

✓ Verified Investor (4+ Yrs)
★★★★★
Retirement & Capital Protection

“Mr. Venkataramakrishnan’s calm, seasoned counsel kept us confident during volatile market corrections. Our retirement corpus is compounding steadily with minimal downside risk. Exceptional fiduciary support!”

KS

Karthikeyan Sundaram

Healthcare Consultant, Madurai

✓ Verified Investor (5+ Yrs)
★★★★★
Child Higher Education

“Managing university academic schedules left me no time to track NAVs. Partnering with Viruksham gave our family total peace of mind. Every single query is answered promptly with crisp rationale and transparent reports.”

MS

Meenakshi Sundaresan

Associate Professor, Tiruchirappalli

✓ Verified Investor (3+ Yrs)
★★★★★
Step-up SIP & Compounding

“Their annual 10% step-up SIP strategy accelerated my wealth target by almost 5 years! The onboarding was 100% paperless, and having live portfolio tracking in WealthElite gives full clarity.”

VK

Vigneshwaran K.

Engineering Lead, Chennai

✓ Verified Investor (5+ Yrs)
★★★★★
Business Treasury & Hybrid

“Balancing business cash reserves with long-term wealth growth was daunting until Viruksham designed a custom liquid + hybrid fund bucket for us. Excellent liquidity combined with superior tax efficiency.”

AV

Anitha Vijayakumar

Textile Enterprise Founder, Salem

✓ Verified Investor (4+ Yrs)
★★★★★
Portfolio Consolidation

“Honest, disciplined financial guidance. Viruksham helped me consolidate 15 cluttered random folios into 4 high-conviction funds aligned with my daughter’s marriage and future retirement. Highly grateful!”

ST

Saravanan Thangavel

Civil Infrastructure Consultant, Erode

✓ Verified Investor (7+ Yrs)
★★★★★
Personalized Advisory

“The dedicated personal attention here is far superior to any generic robo-advisor app. They took time to understand our risk appetite and family goals, crafting a steady, shock-resistant portfolio.”

DM

Divya Muthukumar

Director of HR, Chennai

✓ Verified Investor (3+ Yrs)
★★★★★
Disciplined Asset Allocation

“Viruksham’s quarterly reviews are objective and deeply analytical. Their fund selection process protects against deep market drawdowns while capturing solid compounding upside year after year.”

AS

Arunkumar Selvaraj

Apparel Manufacturer & Exporter, Tirupur

✓ Verified Investor (6+ Yrs)
★★★★★
Ethical & Transparent Advisory

“Ethical, prompt, and thoroughly reliable. Every fund recommendation comes with clear facts and risk indicators. I wholeheartedly recommend Viruksham to all friends and family seeking true financial independence.”

RR

Revathi Radhakrishnan

Senior Banking Specialist, Thanjavur

✓ Verified Investor (4+ Yrs)

Most of our clients come to us through personal recommendation.

If someone you care about would benefit from straightforward, disciplined investment guidance, we would be delighted to speak with them.

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Get In Touch

Let's Discuss Your Financial Future

Have questions about your portfolio or looking for structured, goal-based investment guidance? Reach out to us through our direct contact channels.